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“A New Chapter”

Money has a rather extraordinary habit of finding its way into almost every part of our lives. It influences where we live, the work we choose to do, the relationships we build, the opportunities we take and, eventually, the sort of future we are able to create for ourselves and the people around us.

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Yet for something so ever-present, we are not always particularly good at talking about it.

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Financial subjects are often made to feel complicated when they need not be, intimidating when they should be interesting, or reduced to numbers when the reality is usually far more human.

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That is really where The Library began.

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We provide financial consultations that combine clear guidance, practical education, and thoughtful signposting. This helps clients explore their financial position, understand how different choices relate to one another, and identify sensible next steps — always in the context of their wider objectives.

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Our role is not to direct decisions, but to offer clarity, perspective, and a structured way of thinking things through, so choices can be made with confidence and understanding.

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Wealth Three Sixty by Jelly & Co. exists for moments when financial decisions feel interconnected, unclear, or quietly unresolved.

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You would rarely arrive with a single, neatly defined question — and that’s entirely normal. Sometimes you do, and we’re here for that too.

 

More often, there’s a sense that something needs attention: a decision sitting in the background, a change at work or home, or a feeling that things could be better organised and more joined-up.

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This is where we come in.

Blurred Figures Indoors

“Bringing focus to your financial goals

and helping you see the next steps”

Woman Reading Book

“The conversation behind the numbers”

Over the years, our work has involved thousands of conversations about money, but very rarely are those conversations only about money. A question about a pension can quickly become a conversation about retirement and what somebody actually wants their life to look like. Property can be as much about security, aspiration and emotion as bricks and mortar. Investing brings mathematics into the room, certainly, but it also brings patience, fear, optimism and an extraordinary ability to make perfectly sensible people behave rather strangely. We wanted somewhere to explore those conversations properly.

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The books in The Library are not intended to be traditional financial manuals, and we have little interest in producing several hundred pages of technical language simply because the subject happens to involve money. We would much rather take an important idea, look at it from several angles, challenge some of the assumptions that have grown around it and make the whole thing considerably more enjoyable to read along the way.

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Some of what we write is practical and educational; some is deliberately thought provoking. Occasionally, we will tell a story because stories have a rather better habit of staying with us than instructions do. At other times, we may simply take something that has been accepted as financial wisdom for years and ask whether it still deserves to be.

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There will not always be a neat answer, because real financial life rarely provides one. What we hope to offer instead is perspective: a better understanding of the choices available, the consequences that may sit behind them and perhaps a slightly different way of looking at something you thought you already understood.

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Ultimately, becoming more financially informed is not about knowing everything there is to know about finance. It is about understanding enough to ask better questions, make more considered choices and recognise what your money is actually there to achieve.

“Behind every financial question sits a rather more human one.”

The View
Money is only part of the story

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The View is complimentary. No subscription. No obligation. Click on the image and you will be directed to the flipbook online. Just pour something decent, find a comfortable chair and have a read.

Before deciding what to do with your money, it helps to understand what you actually want it to do.

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The View was written for exactly that reason. It is our introduction to financial wellbeing, but it is deliberately not a traditional financial manual. There are no instructions telling you which investment to buy, which pension to choose or what somebody else thinks you ought to do with your money. Instead, it takes a wider look at the financial decisions most of us encounter and, more importantly, how they begin to connect.

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Across its pages, we explore why the first number worth knowing may have nothing to do with your pension or mortgage; why doing nothing with cash can still be a decision; why risk is rather more nuanced than simply being labelled cautious or adventurous; and why an ISA is about considerably more than this year's allowance.

 

We look at the curious arithmetic that can turn £100 into £125 inside a pension, what an old pension may still be worth understanding, and why collecting financial arrangements is not quite the same thing as having a strategy.

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And then the pieces start to meet. Income, tax, pensions, mortgages, protection, wills, retirement and inheritance rarely live in perfectly separate boxes. A change in one can alter the usefulness of another, sometimes in ways that are not immediately obvious. The View is about recognising those connections and beginning to see your finances as one picture rather than a collection of individual products and decisions.

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There are some numbers in it, naturally. There are rules, allowances and a little financial arithmetic. But there is also life: changing careers, growing families, redundancy, retirement, property, relationships, unexpected money and the occasional reminder that even the best financial spreadsheet has never successfully predicted everything that is going to happen to us.

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We hope you finish The View knowing a little more than when you opened it. But perhaps more importantly, we hope it leaves you asking better questions about the money you already have, the decisions still ahead of you and what you would ultimately like all of it to achieve.

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“Beyond The View
Explore the rest of The Library”

THE BRICKS. THE MORTAR. THE GAMBLE.

"PUBLISHER’S" NOTE

Britain does not really have a property market. It has a national condition.

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We buy houses, sell them, extend them, rent them out and spend Sunday evenings watching yet another Channel 4 programme find a completely new way of knocking through a perfectly serviceable wall. We can discuss a stranger’s kitchen extension with extraordinary confidence despite having met neither the kitchen nor the people who own it.

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Behind all that enthusiasm sits a rather more complicated business. Justin and Ellie have spent a large part of their careers around property, including periods when acquiring more than ten properties in a week was simply part of the job. That does not mean they know everything. It means they have seen enough to know how much nobody tells you until shortly after it becomes expensive.

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So this is the view from behind the front door: buying, selling, mortgages, moving, buy to let, limited companies, tax, trusts, development, renovation, tenants, fees, borrowing and the occasional property apparently constructed using three screws and optimism.

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There are stories, mistakes, opportunities and a fair amount of hindsight. More importantly, there is the territory between the professionals: the things everybody understands perfectly well in their own lane, but nobody necessarily joins together for you.

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Property can be a home, an investment, a business, a pension plan, a headache and, occasionally, all five before lunch. People often say, “I could write a book about it.” Justin and Ellie could. So they did.

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LOVE AND LEGACY

"PUBLISHER’S" NOTE

Death and taxes.

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Latimer House is hosting a dinner party. Seven guests arrive with good wine, good manners and rather different ideas about money, family and what should happen to both when somebody dies.

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Carrie and Harry, Lauren and Warren, Hugo and Flo, and Sammy each have their own arrangements. Some have planned carefully. Some have meant to. Some are relying rather heavily on everything somehow being fine. HMRC, meanwhile, has rules.

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As the evening unfolds, and later continues beyond the dining table, inheritance gets personal. Marriage, second families, property, gifting, wills, trusts and the seven year clock stop being abstract terminology and become what they really are: decisions involving people, loyalties, assumptions and occasionally a spectacular misunderstanding of how inheritance tax works.

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The result is a story first and a financial education almost by stealth. You meet the characters, form opinions, change a few of them and discover why giving something away does not always mean it has gone, why “the children will sort it out” is not an estate plan, and why timing can matter rather more than anybody intended.

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This is an easier way to learn about inheritance tax. Very few others involve scallops and decent wine.

Available October 2026

Launch price £4.99 · Usually £9.99

Launching November 2026

Launch price £4.99 · Usually £9.99

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WHAT SCHOOL FORGOT TO TEACH

"PUBLISHER’S" NOTE

Penny Planner and Sterling Worth have had a baby. Billie is beautiful, healthy and, if the averages are to be believed, may cost them somewhere around £250,000 before reaching eighteen. There are cheaper ways to lose sleep, although very few come with tiny socks.

 

The Syllabus begins in nappies, because financial planning for children probably should too. While Billie is still learning which end of a spoon does what, Penny and Sterling have something extraordinarily valuable on their side: time. Junior ISAs, pensions, investing and compounding look rather different when you discover them before the university prospectus rather than shortly afterwards.

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Then Billie grows. Pocket money becomes spending money, school becomes university and eventually the first proper salary arrives, followed by a rather less impressive amount in the bank and the entirely reasonable enquiry: “Who the hell is PAYE?”

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By then, Instagram and TikTok will have joined the teaching staff, assisted by suspiciously young millionaires standing beside cars they may or may not own. Penny and Sterling would quite like Billie to understand money before somebody with a ring light explains it.

The Syllabus follows them from cot to college, exploring what parents can put in place, what children can gradually learn for themselves and the uncomfortable amount the grown ups may discover they missed first time around.Because eventually Billie will make financial decisions without Penny and Sterling.

Launching in the New Year '27

£9.99

GETTING RICH HAS A PRICE

"PUBLISHER’S" NOTE

Money for nothing? Sadly not. Markets have always charged admission: time, risk, patience and, occasionally, your nerve.
 

At its heart, investing is simply about putting money into things you hope will become more valuable. Around that fairly straightforward idea we have somehow constructed an entire language of equities, funds, portfolios, wrappers, benchmarks, volatility and people on television confidently explaining what the market has just done after it has already done it.
 

This book goes under the bonnet. We look at what you actually own, why diversification matters, what funds and wrappers really do, how fees quietly nibble away at returns and why risk is rather more complicated than a number on a questionnaire.
 

There will be crashes, inflation, active managers, passive funds and the peculiar human instinct to become interested in investing shortly after everything has gone up. We will also examine some of the myths repeated so often they have acquired the status of financial furniture.
 

No stock tips, no promises of becoming a millionaire by Thursday and absolutely no photograph of somebody staring thoughtfully at six computer screens. Just a clearer understanding of how investing works, what can go wrong and what your money is actually being asked to do.
 

Making money work harder is perfectly sensible. Expecting it to do so while you understand none of the machinery is rather more adventurous.

Launching in the New Year '27

 £9.99

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